How you use your vehicle matters
Describe what you carry, where you drive, and how you use your vehicle. Those details help us review a quote suited to your work. Choose the category that reflects your vehicle's actual use, even if it is listed under personal vehicles in the quote tool.
What to prepare for your vehicle
Work and cargo pickups
Tell us whether you use your pickup for personal driving, hauling, deliveries, or other work. Mention any cargo body, installed equipment, or modifications.
Trucks and heavy equipment
Have the vehicle description, capacity, cargo type, and operating routes ready. Mention any equipment or modifications you also want to ask about.
Taxis and public transport
Explain the type of service you provide and the area where you work. Have your vehicle details and any operating documents your advisor requests ready.
Buses and passenger transport
Describe the service, passenger capacity, and routes. Ask which coverages and requirements apply to that use.
Questions for your insurance advisor
- Does the quote accurately describe how I use my vehicle and how it is equipped?
- Which coverages, deductibles, and limits are listed in writing?
- Which documents are needed to determine eligibility?
- How does the policy treat modifications, equipment, and transport operations?
- What should I do if my vehicle's use changes during the policy term?
Does my truck insurance cover the cargo I carry?
Ask whether the quote covers the vehicle, the cargo, installed equipment, or liability arising from transport. Describe the cargo and ask what limits and exclusions apply to each coverage you need.
Can I get a quote for a pickup I use for deliveries and for my family?
Describe both uses and how often you make deliveries. Ask your advisor how the pickup's use will appear in the quote and whether you need to report changes during the policy term.
Tell us about your work
Visit Agencia Sandoval at Presidente Abelardo L. Rodríguez #345, Tecate, Baja California. To start on WhatsApp, describe your vehicle and what you use it for. Your advisor will explain what other information is needed.
Options depend on the vehicle review and the insurer's terms. For a personal vehicle, see car insurance in Tecate.