What to review in your quote
Price is one part of the decision. Before choosing, ask what each coverage protects, what it excludes, and what you would pay out of pocket if you had a claim.
- Third-party liability
- Check the limits and terms of coverage for injury to other people or damage to their property.
- Vehicle damage and total theft
- Check whether these are included, how the vehicle is valued for insurance, and what deductible applies to each coverage.
- Roadside assistance and occupant coverage
- Ask which services and protections are included for the people in your vehicle and what limits apply.
Coverage varies by package. Your policy schedule, endorsements, and policy terms determine the protection you purchase.
Tell us how you use your car
Start with the make, model, year, trim, and postal code. Tell us whether the car is a standard Mexican vehicle, registered as a border vehicle, or regularized under a government decree. Mention any modifications or added equipment.
If you use it for deliveries, passenger transport, or other work, mention that before getting a quote. Our commercial vehicle insurance page can help you prepare for that conversation.
Cars with border plates and regularized vehicles
Your vehicle's category depends on its documents. If it has border plates or was regularized under a Mexican government decree, see our insurance guide for border and regularized vehicles for what to gather before asking for a quote.
Questions to ask before choosing
What affects the price of car insurance?
A quote takes into account the vehicle, how you use it, and the coverage you request, among other factors. Ask for two quotes for the same vehicle and policy period so you can compare the price and protection.
How can I tell what I would pay as a deductible?
Ask whether the deductible is a fixed amount or a percentage and what value it is based on. Review the deductibles for vehicle damage and total theft separately when those coverages are included.
Local assistance in Tecate
Message us on WhatsApp at 665 392 9150, call 665 122 3064, or visit our office at Presidente Abelardo L. Rodríguez #345, Tecate, Baja California, postal code 21400.
Getting your first quote? Our guide to getting a car insurance quote helps you organize your information and prepare your questions.